What "Third Nail" Actually Means
Third-nail wind mitigation refers to strengthening certain roof-to-wall connections. The roof framing is commonly connected to the exterior walls with metal straps or clips. On some homes, the existing connector may not have enough fasteners to qualify for the strongest available connection category on a wind-mitigation inspection.
When the connector and structure allow it, adding an approved third fastener may strengthen the connection between the roof framing and walls.
Careful Language on Insurance Savings
Wind-mitigation improvements may make a homeowner eligible for a discount or credit on the windstorm portion of an insurance premium. The actual amount depends on your inspection results, your insurance carrier and your policy. We do not guarantee a specific dollar savings, and neither should anyone else.
When It Makes Sense
- You're already replacing your roof
- Your current wind-mitigation report shows a "toe nail" or weaker connection
- The existing connectors and structure allow the improvement
- You plan to stay in the home long enough for potential savings to matter
The Process
- We assess the existing connections during your roof inspection
- We complete eligible improvements as part of your roof replacement
- A qualified wind-mitigation inspector documents the completed work
- You submit the report to your insurer
Read more in our article on attic venting, soffits, gutters and wind mitigation, or call (352) 901-3094 to talk it through.